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Investment Loan

Investment Loan

Secure Your Future With an Investment Loan

Investment property loans allow you to build long-term wealth while earning rental income and taking advantage of property appreciation. Whether you're purchasing your first investment property or expanding an existing portfolio, PB Finance Group provides tailored investment loan options that suit your goals, risk appetite, and financial strength.

Why Choose an Investment Loan?

Property investment can generate passive income and build equity over time. With the right loan structure, you can maximise tax benefits, improve cash flow, and grow wealth strategically.

  • Rental income potential
  • Property appreciation over time
  • Tax deductions on interest repayments
  • Long-term wealth creation opportunity

Types of Investment Loan Options

There are multiple loan types available depending on your financial planning and investment strategy:

  • Interest-Only Loans
  • Principal & Interest Loans
  • Variable Interest Loans
  • Fixed Rate Investment Loans
  • Split Loan Options

Our team helps you compare lenders, interest structures, and repayment terms to find the best match.

Eligibility & Requirements

Investment loans follow stricter approval criteria. Lenders typically consider:

  • Credit score & repayment history
  • Income stability and employment
  • Existing debt and liabilities
  • Deposit and loan-to-value ratio (LVR)
  • Projected rental income

How Much Deposit Is Needed?

Typically, investment loans require:

  • 10–20% deposit (depending on lender)
  • LMI applies when borrowing over 80% LVR
  • Equity from another property can be used as a deposit

Benefits of Working With PB Finance Group

With access to multiple lender options across Australia, we help secure competitive interest rates and loan structures designed to support your investment strategy.

  • Exclusive access to specialist lenders
  • Tailored investment strategies
  • Support with tax benefits consultation
  • Fast loan comparison & approval assistance

Start Growing Your Property Portfolio

Whether you're planning your first investment or expanding your existing portfolio, PB Finance Group ensures a smooth and stress-free loan process from application to settlement.

📞 Call us today — +61 432 149 186

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